Background

A mid-market private debt fund issued a loan to a real estate developer and needed to proactively monitor any new risks that could emerge during the life of the loan. To stay ahead of any emerging risks, they enrolled the borrower in Vcheck’s Loan Monitoring platform – tracking public records, media, watchlists, and federal court filings in real time.

Case Study

Soon after the loan was made, the borrower was named in an antitrust lawsuit over monopolistic and deceptive practices. Vcheck flagged the litigation immediately, alerting the client while the loan remained active on their balance sheet.

Impact

Lenders are most exposed while capital is deployed, with loans remaining vulnerable for as long as they are outstanding. Loan Monitoring gave the fund a forward-looking view across the full life of the loan. Instead of relying on borrower updates or periodic reviews, the client received real-time alerts on issues that could threaten repayment.

With Vcheck’s early notification, the lender quickly mobilized its credit and legal teams to assess the litigation’s impact, evaluate exposure, and protect their investment. Loan Monitoring provides lenders with the critical intelligence needed to manage active loans confidently and avoid being blindsided by emerging risks.