Great Credit… Huge Risk!

Credit Report vs. Criminal Record A recent commercial loan applicant appeared to be a good risk. In his early 50’s, married, homeowner, business owner, no tax liens or unpaid judgments, no county-level criminal convictions or serious civil litigation…. so far, so good. Let’s take a look at his credit score. Over 800. Nice! Given his apparent clean reputation and financial …

Offshore Employment Screening… Do you know where your SSN is?

Some of the largest American background check companies share a dirty little secret. Faced with the inability to reward US workers with an adequate wage job, they turn to call centers in India and other jurisdictions for background screening, and outsource computer programming to Russia and Estonia. The problem? These aren’t widgets or iron ore being pushed back and forth …